Last week, while making my daily rounds on Quora, I came across a simple question that instantly grabbed my attention.
“What was the best financial decision that you ever made?”
My gut response was to fall in line with all of the other financial pundits and start militantly screaming, “Save 20%! Pay yourself first! Stay out of debt!”
But then I began to realize that none of these things were actually the best decision that I ever made in my financial life.
Sure, they are all good decisions and you could do a lot worse than following that advice.
But it wasn’t the real reason I’ve been able to build the financial infrastructure I have today.
The best decision I ever made was far simpler and far more profound.
The best financial decision I ever made was to become a minimalist.
No clutter, no crap, no debt… Nothing but the absolutely necessary.
In 2017, I found out that my business surpassed 7-figures of revenue in a 12 month period.
This translates to multiple six figures in profit personally, however, I still live like someone earning only $50,000 a year.
I own one car (a stick shift sedan), live in the same apartment I’ve lived in for the past 3 years, wear inexpensive clothes, fly coach, and generally keep my purchases and possessions minimal.
I focus almost all of my time, money, and resources on creating new experiences and improving relationships… Not things.
And this has TRANSFORMED my financial life forever.
I no longer have to worry about money.
I don’t stress about my income or bills because I don’t spend money on material items that don’t bring me real happiness, freedom, and peace of mind.
And you know what?
I’m the happiest that I’ve ever been in my life.
When you spend your money on things that bring joy into your life like good foods, fun experiences, travel, personal growth and time with people that you love, I can guarantee that you will be happier (and richer) than you were when you were when you spent money on the latest phones, TVs, clothes, and cars.
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